Useful Information


Useful Information

Beacon’s Portfolio’s

Useful Information

The above graph shows our portfolios performance for five years from January 2015– January 2020.
(The date on the key shows the date of the portfolio re balance)

Contact us and we can talk you through our portfolios.

Price total return performance figures are calculated on a bid price to bid price basis (mid to mid for OEICs) with net income (dividends) reinvested.

Performance Disclosure

Past performance is not a guide to future returns. The value of investments and the income from them is not guaranteed and can fall as well as rise due to stock market and currency movements. When you sell your investment you may get back less than you originally invested.

The performance figures quoted in this publication are based on an initial investment over a 6 year period and does not intend to represent any individual investment returns actually achieved. Actual returns will depend upon the timing of your investment and the length of time the investment has been held and are not guaranteed.

Warning: The data/figures used in this graph are historic and are not a reliable indicator for the future performance

Top 10 Financial Tips

Beacon Wealth Management Ltd have engaged in a 10 week campaign to help individuals with their finances via 10 top financial tips. The tips will be posted here, every week as well as on our social media. If you have any questions about the tips or how we can help, do not hesitate to contact us.

1. Start with a Plan

Even if you have not stuck to your new year’s resolution, there is still a chance to get your finances in shape. Over the next 9 weeks we will provide you with a range of hints and tips to get you started. First, start with a plan, write down all the activities and financial objectives you would like to achieve throughout your life and we can work through how to achieve these goals.

2. Love your finances

Today is a day for love! Even your finances need a bit of love from time to time. Add to your plan all your income and expenditure each month (even those expensive chocolates and flowers!).

3. National World Thinking Day

Have a think about your finances; could you do more with your money? Check you are receiving the best return for your level of risk. You can do this by seeking advice from an Independent Financial Adviser.

4. End Of The Month

The end of the month can be a tricky time for anybody. If your expenditure is more than your income this month, have a look at what you can reduce or what has set you back this month to avoid it in the future.

5. End of the Tax year is fast approaching

The end of the financial year is 05/04/2016, to make the most of your savings, make sure you have used all your maximum allowances such as ISAs, Pensions and gifts. At this point you should be in the process of completing steps 1-5 (see above).

6. What to look for when seeking financial advice

Here are a few things to look for when seeking advice; qualifications ideally, CFP or APFS after their name; access to whole of market knowledge, and check for any awards or accreditations they have achieved.

7. Do not arrive at retirement without having a plan

Top athletes do not just turn up to compete, they have a strict training programme. Do not arrive at retirement without having a plan, add this to your own personal goals and objectives.

8. End of the tax year

The end of the financial year is almost upon us, make those last minute investments or gifts. Also check your tax allowances, capital gains can be reduced/eliminated by spreading.

9. Almost the start of the new tax year

A new financial year has almost begun, check your annual goals and start tweaking your plan for success. Seek advice where needed. All top athletes have a trainer, let your Independent Financial Adviser be yours.

10. Overview

Now that your plan is complete, your IFA knows how to help maximise your finances to reach your own personal goals and desires. Keep it up and regularly monitor your progress. If you have any questions let us know, we would love to hear how your plan has progressed.


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