This example is only for illustrative purposes and mortgage deals will need renewing every few years. This example is based on a small difference; however, mortgage advisers can often beat High Street deals by more than this amount due to getting exclusive deals due to being considered intermediaries, making it worth seeking both mortgage and re-mortgage advice from an adviser.
Mortgages
One of the biggest financial commitments most people face in their lifetime is a mortgage. That is why with markets constantly changing, the right mortgage and re-mortgage advice can have a large impact on your future wealth.
It is recommended that you think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your Mortgage. It is important to ask yourself:
- Which payment type do you want?
- Interest only
- Repayment
- One linked to a bank account
- Which interest rate do you want?
- Fixed
- Variable
- Tracker
- Discounted
- Capped
- Collared
- Do you want any other features?
- Free valuation
- Free legals
- Cash back
- No arrangement fees
- No tie in periods
There are many options available to you, and Beacon Wealth Management Ltd can provide you with expert advice from the whole of the market. This allows us to compare deals you could be offered on and off the High Street, for products that will best suit you. We can provide you with advice on mortgages for residential property, buy to lets and commercial developments.
*There may be a fee for mortgage advice. A typical fee for Mortgage advice is £395.
The Financial Conduct Authority does not regulate personal loans or commercial mortgages.