Pensions

Services

Pensions and Retirement

A pension is a way to save money for when you retire. You may be able to get:

  • A pension from the government
  • Money from pension schemes that you or your employer can pay into

Most experts agree that state pensions alone are no longer enough to support the costs of living after you retire.  There is also a lot of talk about a pension’s gap.  Given this context, it is vital to plan for your financial situation in later years as soon as possible.  Contact us for advice if you have any concerns about your pension.  We can give you expert suggestions for choosing and implementing an adequate and affordable pension strategy.


Bespoke Pensions

Based on your income and cash needs in retirement, we can create a pension plan tailored to you that reflects your funding requirements, attitude to risk and financial goals

Beacon Wealth Management Ltd take into consideration personal arrangements, corporate schemes, Small Self-Administered Schemes (SSAS), Self-Invested Personal Pensions (SIPP), Group Personal Pensions and Stakeholder Pensions, as well as looking at your other forms of investments such as, Individual Savings Accounts (ISA), bonds and property.

Small Self-Administered Scheme (SSAS)
Small Self-Administered Schemes (SSAS) are generally set up to provide retirement benefits for a small number of company directors and/or key staff members.  These can be open to all staff and their family members.

Self-Invested Personal Pensions (SIPP)
Self-Invested Personal Pensions are a type of Personal Pension Plan that allows individuals to make their own investment decisions.

Stakeholder Pensions
Stakeholder Pensions are another form of personal pension that you arrange.  Some employers may offer it as part of a workplace pension.

Group Personal Pension Plan
Group Personal Pension Plan is a collection of personal pension plans provided by an employer for employees.  It is a defined contribution arrangement.

Pensions

Pensions

Ask your specialist for advice.

Pensions
Tony Larkins
Managing Director
Email: tlarkins@beaconwealth.co.uk
Tel: 01480 869466

Pensions
David Botterill-Scott
Chartered Independent Financial Adviser
Email: dbotterill-scott@beaconwealth.co.uk
Tel: 01480 869466